Bryan Ruder, financial advisor with Stifel’s Evansville, Indiana, office, will host an informative free seminar titled “IRA Distribution Planning: How Decisions Today Affect You and Your Heirs.” Topics to be covered will include how and when to take required minimum distributions (RMDs) from individual retirement accounts (IRAs), IRA beneficiary planning, guidelines for inherited IRAs, how to make qualified charitable distributions from IRAs, and how the stretch IRA may affect the IRA owner and heirs.